Ad# 129894 NPP0446225 ORIGINAL TRUSTEE SALE RECORDED ON 1/24/2024 IN THE OFFICE OF THE CLARK COUNTY RECORDER. NOTICE OF TRUSTEE'S SALE File No.:23-129026 Title Order No.:230487457 Grantor: Wendy Kay DeLong, a single person Current beneficiary of the deed of trust: Wells Fargo Bank, N.A. Current trustee of the deed of trust: Aztec Foreclosure Corporation of Washington Current mortgage servicer of the deed of trust: Wells Fargo Bank, N.A. Reference number of the deed of trust: 6028036 Parcel number(s): 0030215000 Abbreviated legal description: PTN SEC-19, TWP-2N, RGE-2E SW QTR, CLARK COUNTY Commonly known as: 2008 Carlson Road, Vancouver, WA 98661 I. NOTICE IS HEREBY GIVEN that the undersigned Trustee, AZTEC FORECLOSURE CORPORATION OF WASHINGTON will on June 7, 2024, at the hour of 9:00 AM at the Public Service Center Gazebo Clark County, located at 1300 Franklin Street, in the City of Vancouver, WA, State of Washington, sell at public auction to the highest and best bidder, payable at time of sale, the following described real property, situated in the County of Clark, State of Washington, to-wit: THAT PORTION OF THE SOUTHWEST QUARTER OF SECTION 19 IN TOWNSHIP 2 NORTH, RANGE 2 EAST OF THE WILLAMETTE MERIDIAN, LYING WITHIN THE JOSEPH DURGAN DONATION LAND CLAIM, DESCRIBED AS FOLLOWS; BEGINNING AT A POINT 495 FEET WEST AND 176 FEET NORTH OF THE SOUTHEAST CORNER OF SAID JOSEPH DURGAN DONATION LAND CLAIM AND RUNNING THENCE EAST 247.5 FEET; THENCE NORTH 92 FEET; THENCE WEST 247.5 FEET; THENCE SOUTH 92 FEET TO THE POINT OF BEGINNING. EXCEPTING THEREFROM A 15-FOOT STRIP IN THE NORTHEAST CORNER OF SAID TRACT RESERVED FOR A ROAD, AS SHOWN BY DEED RECORDED AT PAGE 293, IN VOLUME 123 OF DEED RECORDS OF CLARK COUNTY, WASHINGTON. ALSO EXCEPT PUBLIC RECORDS. which is the subject of that certain Deed of Trust dated March 10, 2022, recorded March 15, 2022, under Auditor's File No. 6028036, records of Clark County, Washington, from Wendy Kay DeLong, a single person as Grantor, to CW Title as Trustee, to secure an obligation in favor of Wells Fargo Bank, N.A. as Beneficiary. II. No action commenced by the Beneficiary of the Deed of Trust is now pending to seek satisfaction of the obligation in any Court by reason of the Borrower's or Grantor's default on the obligation secured by the Deed of Trust. III. The Default(s) for which this foreclosure is made is/are as follows: Failure to pay when due the following amounts which are now in arrears: Delinquent monthly payments from the May 1, 2023 installment on in the sum of $6,342.09 together with all fees, costs and or disbursements incurred or paid by the beneficiary and or trustee, their employees, agents or assigns. The Trustee's fees and costs are estimated at $2,185.46 as of January 22, 2024. The amount to cure the default payments as of the date of this notice is $8,627.42. Payments and late charges may continue to accrue and additional advances to your loan may be made. It is necessary to contact the beneficiary or Trustee prior to the time you tender the reinstatement amount so that you may be advised of the exact amount you would be required to pay. IV. The sum owing on the obligation secured by the Deed of Trust is: Principal Balance $143,043.36, together with interest in the Note or other instrument secured from April 1, 2023, and such other costs and fees as are due under the Note or other instrument secured, and as are provided by statute. The amount necessary to pay off the entire obligation secured by your Deed of Trust as the date of this notice is $152,952.72. Interest and late charges may continue to accrue and additional advances to your loan may be made. It is necessary to contact the beneficiary or Trustee prior to the time you tender the payoff amount so that you may be advised of the exact amount you would be required to pay. V. The above-described real property will be sold to satisfy the expense of sale and the obligation secured by the Deed of Trust as provided by statute. The sale will be made without warranty express or implied regarding title, possession, or encumbrances on June 7, 2024. The default(s) referred to in paragraph III, together with any subsequent payments, late charges, advances, costs and fees thereafter due, must be cured by May 27, 2024 (11 days before the sale date), to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time on or before May 27, 2024 (11 days before the sale date), the default(s) as set forth in paragraph III, together with any subsequent payments, late charges, advances, costs and fees thereafter due, is/are cured and the Trustee's fees and costs are paid. The sale may be terminated any time after May 27, 2024 (11 days before the sale date), and before the sale by the Borrower, Grantor, any Guarantor or the holder of any recorded junior lien or encumbrance paying the entire principal and interest secured by the Deed of Trust, plus costs, fees and advances, if any, made pursuant to the terms of the obligation and/or Deed of Trust, and curing all other defaults. VI. A written notice of default was transmitted by the Beneficiary or Trustee to the Borrower and Grantor at the following addresses: Wendy Kay DeLong 2008 Carlson Road Vancouver, WA 98661 Unknown Spouse and/or Domestic Partner of Wendy Kay DeLong 2008 Carlson Road Vancouver, WA 98661 Occupant(s) 2008 Carlson Road Vancouver, WA 98661 by both first class and certified mail on December 20, 2023 proof of which is in the possession of the Trustee; and the Borrower and Grantor were personally served on December 20, 2023 with said written notice of default or the written notice of default was posted in a conspicuous place on the real property described in paragraph I above, and the Trustee has possession of proof of such service or posting. The declaration by the beneficiary pursuant to RCW 61.24.030(7)(a) was transmitted by the Beneficiary or Trustee to the Borrower and Grantor at the above addresses on December 20, 2023, proof of which is in possession of the Trustee. VII. The Trustee whose name and address are set forth above, and whose telephone number is (360) 253-8017 / (877) 430-4787 will provide in writing to anyone requesting it, a statement of all costs and fees due at any time prior to the sale. VIII. The effect of the sale will be to deprive the Grantor and all those who hold by, through or under the Grantor of all their interest in the above-described property. IX. Anyone having an objection to the sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the sale pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustee's sale. X. NOTICE TO OCCUPANTS OR TENANTS The purchaser at the trustee's sale is entitled to possession of the property on the 20th day following the sale, as against the grantor under the deed of trust (the owner) and anyone having an interest junior to the deed of trust, including occupants, who are not tenants. After the 20th day following the sale the purchaser has the right to evict occupants who are not tenants by summary proceedings under Chapter 59.12 RCW. For tenant-occupied property, the purchaser shall provide a tenant with written notice in accordance with RCW 61.24.60. XI. THIS NOTICE IS THE FINAL STEP BEFORE THE FORECLOSURE SALE OF YOUR HOME. You have only 90 calendar days BEORE the date of sale listed in the Notice of Trustee's Sale. If an amended Notice of Sale is recorded providing a 45-day notice of the sale, mediation must be requested no later than 25 days BEFORE the date of sale listed in the amended Notice of Trustee's Sale. DO NOT DELAY. CONTACT A HOUSING COUNSELOR OR AN ATTORNEY LICENSED IN WASHINGTON NOW to assess your situation and refer you to mediation if you are eligible and it may help you save your home. See below for safe sources of help. SEEKING ASSISTANCE Housing counselors and legal assistance may be available at little or no cost to you. If you would like assistance in determining your rights and opportunities to keep your house, you may contact the following: The statewide foreclosure hotline for assistance and referral to housing counselors recommended by the Housing Finance Commission: Telephone (Toll-free): 1-877-894-HOME (1-877-894-4663) or Web site: http://www.dfi.wa.gov/consumers/homeownership/post_purchase_counselors_foreclosure.htm. The United States Department of Housing and Urban Development: Telephone (Toll-free): 1-800-569-4287 or National Web site: http://www.hud.gov/offices/hsg/sfh/hcc/fc/index.cfm?webListAction=search&searchstate=WA&filterSvc=dfc. The statewide civil legal aid hotline for assistance and referrals to other housing counselors and attorneys: Telephone (Toll-Free): 1-800-606-4819 or Web site: http://nwjustice.org/what-clear XII. FAIR DEBT COLLECTION PRACTICES ACT NOTICE: AZTEC FORECLOSURE CORPORATION OF WASHINGTON is attempting to collect a debt and any information obtained will be used for that purpose. If a discharge has been obtained by any party through bankruptcy proceedings, this shall not be construed to be an attempt to collect the outstanding indebtedness or to hold you personally liable for the debt. DATED this 24th day of January, 2024 AZTEC FORECLOSURE CORPORATION OF WASHINGTON By: Inna D. Fabyanchuk President 1499 SE Tech Center Place, Suite 255 Vancouver, WA 98683 (360) 253-8017 / (877) 430-4787 ADDRESS FOR PERSONAL SERVICE Aztec Foreclosure Corporation of Washington 1499 SE Tech Center Place, Suite 255 Vancouver, WA 98683 STATE OF WASHINGTON ) ) SS. COUNTY OF CLARK ) This instrument was acknowledged before me this 24th day of January, 2024, by Inna D. Fabyanchuk, President. Olga Pasko Notary Public in and for the State of Washington My Commission Expires: July 12, 2027 OLGA PASKO Notary Public State of Washington Commission # 209410 My Comm. Expires Jul 12, 2027 2008 Carlson Road VANCOUVER, WA 98661 NPP0446225 To: THE REFLECTOR 05/08/2024, 05/29/2024 Published in The Reflector: May 8 & 29, 2024
