Details for 112220 NPP #:NPP0361628 TS #:18-123691 ORIGINAL TRUSTEE SALE RECORDED ON 09/27/2019 IN THE OFFICE OF THE LEWIS COUNTY RECORDER.
112220 NPP #:NPP0361628 TS #:18-123691 ORIGINAL TRUSTEE SALE RECORDED ON 09/27/2019 IN THE OFFICE OF THE LEWIS COUNTY RECORDER. AMENDED NOTICE OF TRUSTEE'S SALE File No.:18-123691 Title Order No.:180332946 Grantor: Brian L. Fix and Janet L. Fix, Husband and Wife Current beneficiary of the deed of trust: U.S. Bank National Association, as Trustee, successor in interest to Wachovia Bank, N.A. formerly known as First Union National Bank, as Trustee for ABFC 2002-WF1 Trust, ABFC Mortgage Loan Asset-Backed Certificates, Series 2002-WF1 Current trustee of the deed of trust: Aztec Foreclosure Corporation of Washington Current mortgage servicer of the deed of trust: Specialized Loan Servicing LLC Reference number of the deed of trust: 3122271 Parcel number(s): 011392 004 000 Abbreviated legal description: LOT 66, IGNACE LOZIER DONATION LAND CLAIM Commonly known as: 5515 Jackson Highway, Toledo, WA 98591 I. NOTICE IS HEREBY GIVEN that the undersigned Trustee, AZTEC FORECLOSURE CORPORATION OF WASHINGTON will on November 15, 2019, at the hour of 10:00 am at the North entrance to the Lewis County Courthouse, 351 NW North Street, Chehalis, WA, State of Washington, sell at public auction to the highest and best bidder, payable at time of sale, the following described real property, situated in the County of Lewis, State of Washington, to-wit: That portion of the Ignace Lozier Donation Land Claim in Section 5, Township 11 North, Range 1 West, W.M., Lewis County, Washington, described as follows: Beginning at the northeast corner of said Donation Land Claim; thence south 59\f57' west 180 feet; thence south 30\f east 4453.68 feet; thence south 30\f east 1737.25 feet to the True Point of Beginning; thence south 30\f east 390 feet; thence south 50\f west 334 feet; thence north 30\f14' west 390 feet; thence north 50\f east 334 feet to the True Point of Beginning. TOGETHER WITH a perpetual non-exclusive easement for ingress, egress and utilities over and across that portion of the southwesterly 30 feet of the northeasterly 180 feet of said Ignace Lozier Donation Land Claim running from the Northerly line of the Old Pacific Highway Northwesterly a distance of 893 feet. which is the subject of that certain Deed of Trust dated September 19, 2001, recorded September 25, 2001, under Auditor's File No. 3122271, records of Lewis County, Washington, from Brian L. Fix and Janet L. Fix, Husband and Wife as Grantor, to H and L Services, Inc. as Trustee, to secure an obligation in favor of Wells Fargo Home Mortgage, Inc. as Beneficiary, which as assigned by Wells Fargo Bank, N.A., Successor by Merger to Wells Fargo Home Mortgage, Incorporated to U.S. Bank National Association, as Trustee, Successor in interest to Wachovia Bank, N.A. Formerly Known as First Union National Bank, as Trustee for ABFC 2002-WF1 Trust, ABFC Mortgage Loan Asset-Backed Certificates, Series 2002-WF1 under an assignment recorded at Instrument No. 3391381. II. No action commenced by the Beneficiary of the Deed of Trust is now pending to seek satisfaction of the obligation in any Court by reason of the Borrower's or Grantor's default on the obligation secured by the Deed of Trust. III. The Default(s) for which this foreclosure is made is/are as follows: Failure to pay when due the following amounts which are now in arrears: Delinquent monthly payments from the March 1, 2018 installment on in the sum of $22,770.28 together with all fees, costs and or disbursements incurred or paid by the beneficiary and or trustee, their employees, agents or assigns. The Trustee's fees and costs are estimated at $4,062.40 as of September 27, 2019. The amount to cure the default payments as of the date of this notice is $29,208.68. Payments and late charges may continue to accrue and additional advances to your loan may be made. It is necessary to contact the beneficiary or Trustee prior to the time you tender the reinstatement amount so that you may be advised of the exact amount you would be required to pay. IV. The sum owing on the obligation secured by the Deed of Trust is: Principal Balance $148,213.78, together with interest in the Note or other instrument secured from February 1, 2018, and such other costs and fees as are due under the Note or other instrument secured, and as are provided by statute. The amount necessary to pay off the entire obligation secured by your Deed of Trust as the date of this notice is $165,827.58. Interest and late charges may continue to accrue and additional advances to your loan may be made. It is necessary to contact the beneficiary or Trustee prior to the time you tender the payoff amount so that you may be advised of the exact amount you would be required to pay. V. The above-described real property will be sold to satisfy the expense of sale and the obligation secured by the Deed of Trust as provided by statute. The sale will be made without warranty express or implied regarding title, possession, or encumbrances on November 15, 2019. The default(s) referred to in paragraph III, together with any subsequent payments, late charges, advances, costs and fees thereafter due, must be cured by November 4, 2019 (11 days before the sale date), to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time on or before November 4, 2019 (11 days before the sale date), the default(s) as set forth in paragraph III, together with any subsequent payments, late charges, advances, costs and fees thereafter due, is/are cured and the Trustee's fees and costs are paid. The sale may be terminated any time after November 4, 2019 (11 days before the sale date), and before the sale by the Borrower, Grantor, any Guarantor or the holder of any recorded junior lien or encumbrance paying the entire principal and interest secured by the Deed of Trust, plus costs, fees and advances, if any, made pursuant to the terms of the obligation and/or Deed of Trust, and curing all other defaults. VI. A written notice of default was transmitted by the Beneficiary or Trustee to the Borrower and Grantor at the following addresses: Brian L. Fix a/k/a Brian Fix 5515 Jackson Highway Toledo, WA 98591 Brian L. Fix a/k/a Brian Fix 5303 Meeker Dr Kalama, WA 98625 Janet L. Fix a/k/a Janet Fix 5515 Jackson Highway Toledo, WA 98591 by both first class and certified mail on September 27, 2018 proof of which is in the possession of the Trustee; and the Borrower and Grantor were personally served on September 28, 2018 with said written notice of default or the written notice of default was posted in a conspicuous place on the real property described in paragraph I above, and the Trustee has possession of proof of such service or posting. VII. The Trustee whose name and address are set forth above, and whose telephone number is (360) 253-8017 / (877) 430-4787 will provide in writing to anyone requesting it, a statement of all costs and fees due at any time prior to the sale. VIII. The effect of the sale will be to deprive the Grantor and all those who hold by, through or under the Grantor of all their interest in the above-described property. IX. Anyone having an objection to the sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the sale pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustee's sale. X. NOTICE TO OCCUPANTS OR TENANTS The purchaser at the trustee's sale is entitled to possession of the property on the 20th day following the sale, as against the grantor under the deed of trust (the owner) and anyone having an interest junior to the deed of trust, including occupants, who are not tenants. After the 20th day following the sale the purchaser has the right to evict occupants who are not tenants by summary proceedings under Chapter 59.12 RCW. For tenant-occupied property, the purchaser shall provide a tenant with written notice in accordance with RCW 61.24.60. XI. THIS NOTICE IS THE FINAL STEP BEFORE THE FORECLOSURE SALE OF YOUR HOME. You have only 20 DAYS from the recording date on this notice to pursue mediation. DO NOT DELAY. CONTACT A HOUSING COUNSELOR OR AN ATTORNEY LICENSED IN WASHINGTON NOW to assess your situation and refer you to mediation if you are eligible and it may help you save your home. See below for safe sources of help. SEEKING ASSISTANCE Housing counselors and legal assistance may be available at little or no cost to you. If you would like assistance in determining your rights and opportunities to keep your house, you may contact the following: The statewide foreclosure hotline for assistance and referral to housing counselors recommended by the Housing Finance Commission: Telephone (Toll-free): 1-877-894-HOME (1-877-894-4663) or Web site: http://www.dfi.wa.gov/consumers/homeownership/post_purchase_counselors_foreclosure.htm. The United States Department of Housing and Urban Development: Telephone (Toll-free): 1-800-569-4287 or National Web site: http://www.hud.gov/offices/hsg/sfh/hcc/fc/index.cfm?webListAction=search&searchstate=WA&filterSvc=dfc. The statewide civil legal aid hotline for assistance and referrals to other housing counselors and attorneys: Telephone (Toll-Free): 1-800-606-4819 or Web site: http://nwjustice.org/what-clear XII. A list of the persons this Notice was sent to is attached hereto as exhibit "A". EXHIBIT "A" Brian L. Fix a/k/a Brian Fix 5515 Jackson Highway Toledo, WA 98591 Brian L. Fix a/k/a Brian Fix 5303 Meeker Dr Kalama, WA 98625 Janet L. Fix a/k/a Janet Fix 5515 Jackson Highway Toledo, WA 98591 Occupant(s) 5515 Jackson Highway Toledo, WA 98591 Fairway Collections, LLC R/A: Leila M. Luhn 1126 S. Gold Street, Ste 101 Centralia, WA 98531 Fairway Collections, LLC c/o: Dean Hamilton, Attorney at Law 1126 S. Gold Street Suite 101 Centralia, WA 98531 Internal Revenue Service M/S W246, Lien Desk 915 - 2nd Avenue Seattle, WA 98174 XIII. FAIR DEBT COLLECTION PRACTICES ACT NOTICE: AZTEC FORECLOSURE CORPORATION OF WASHINGTON is attempting to collect a debt and any information obtained will be used for that purpose. If a discharge has been obtained by any party through bankruptcy proceedings, this shall not be construed to be an attempt to collect the outstanding indebtedness or to hold you personally liable for the debt. DATED this 27th day of September, 2019 AZTEC FORECLOSURE CORPORATION OF WASHINGTON By: Inna D. Zagariya Vice President 1499 SE Tech Center Place, Suite 255 Vancouver, WA 98683 (360) 253-8017 / (877) 430-4787 ADDRESS FOR PERSONAL SERVICE Aztec Foreclosure Corporation of Washington 1499 SE Tech Center Place, Suite 255 Vancouver, WA 98683 STATE OF WASHINGTON ) ) SS. COUNTY OF CLARK ) This instrument was acknowledged before me this 27th day of September, 2019, by Inna D. Zagariya, Vice President. Genevieve Larson Notary Public in and for the State of Washington My Commission Expires: 4/19/21 GENEVIEVE LARSON NOTARY PUBLIC STATE OF WASHINGTON COMMISSION EXPIRES APRIL 19, 2021 NPP0361628 To: CHRONICLE 10/17/2019, 11/07/2019 Published: The Chronicle October 17, 2019 & November 7, 2019